The government has taken a big decision for lakhs of employees associated with the National Pension System (NPS). The Government of India has given two more options for investment in the National Pension System (NPS) for the employees of Central Autonomous Bodies (CABs) under NPS. The Department of Expenditure, Ministry of Finance, through a memorandum, has also applied the notification of the Department of Financial Services dated November 13, 2025 to the employees of Central Autonomous Bodies (CABs) covered under NPS.
The government had earlier introduced additional investment options for central government employees covered under NPS, such as Aggressive Life Cycle Fund (LC-75) and Balanced Life Cycle Fund (BLC). Now these investment options have also been made available to NPS subscribers working in CABs. With this extension, eligible employees of Central Autonomous Bodies (CABs) will now have the opportunity to choose these additional investment options under NPS:
What has changed?
Aggressive Life Cycle Fund (LC-75) – Now named LC-75-High: This is an investment option in which up to 75% is invested in equity. It is designed for those subscribers who want higher growth potential in the long run.
Balanced Life Cycle Fund (BLC) – Now named Aggressive Life Cycle Fund: This is an investment option in which the limit of investment in equity is up to 50%. In this, the equity allocation is gradually reduced from the age of 45, thereby providing a balanced approach between growth and stability.
What will be the benefit?
The aim of expanding these investment options is to provide more flexibility to NPS subscribers in the Central Autonomous Bodies, so that they can tailor their pension investments as per their individual risk appetite, financial goals and retirement planning needs. These options further strengthen subscriber choices and make the National Pension System more attractive for employees covered under NPS in Central Autonomous Bodies.
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