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Special scheme of Post Office, you will deposit Rs 40 lakh fund sitting at home; risk also zero

December 19, 2025 by Uma Shankar

At present the government is giving 7.1% annual interest in PPF, which is completely tax free. This scheme comes under EEE category, that is, there is no tax on investment, interest and maturity. Besides, tax exemption up to Rs 1.5 lakh is also available under 80C.If you invest a maximum of Rs 1.5 lakh in PPF every year, then this amount comes to around ₹ 12,500 per month. If you invest regularly for 15 years, your total deposit amount will be Rs 22.5 lakh. After adding interest, this amount can become more than Rs 40 lakh.investmentPPF not only invests but also helps when needed. You can take a loan against the account after a few years of opening it. Apart from this, the facility of partial withdrawal is also available after completion of 5 years. This means that money does not remain stuck, it is used when needed.

About Uma Shankar

Uma Shankar writes about finance, business, and investment topics. He simplifies complex subjects like stock market, banking, tax, and cryptocurrency to help readers make informed financial decisions. Data-driven reporting is his strength.

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